Money & expenses
Three tabs on the Expenses page: Track, Analyze, Budgets.
Track
Records each transaction against a manual account. Negative amount = expense, positive = income. Pick a category to feed the budgets and the cashflow report. Optional budget bucket links the transaction to a recurring cap; Planned vs Additional marks whether it was within the plan.
Budgets
A recurring spending cap per category at any cadence — weekly, biweekly, monthly, quarterly, or yearly. Each budget has its own start (and optional end) date; cycles roll automatically. Future budgets are scheduled — they don't affect anything until their effective date.
Analyze
Aggregates every active budget's current cycle to a single planned-vs-actual figure in your base currency. Mixed-currency budgets get FX-converted at today's rate. Use this to sanity-check the headline rather than each individual cap.
Inflation
Per-category year-over-year change once you have 12 months of data. Lets you see which categories are quietly creeping up.